[Kmymoney] Credit card usage

[Jack]

On 2012.01.20 12:03, David Houlden wrote:
> On Friday 20 January 2012 16:20:43 Edney Matias wrote:
>> Thank you, but let me try to summarize what i do and what you  
>> suggest. Correct me if i'm wrong.
> >
>> Acctualy i have that account called credit card. When i buy  
>> something with several installments the first thing i'm doing is a  
>> scheduled transaction that automatically throw a charge to the  
>> credit card account. I set the number of installments for this  
>> transaction, the value and the due date. So monthly i can reconcile  
>> the items comparing the credit statement with the transactions list  
>> that where triggered. Everything ok, i pay the credit bill with a  
>> transfer from my bank account with only one operation. It works  
>> fine, i can check the total value of the bill and reconcile it with  
>> the bank statement, but i don't have an idea of how much money i  
>> have available on my credit card since i'm always throwing a  
>> franction of the total value.
> 
> I think what you are doing is ok. What you could also do is set up  
> kmymoney to show future transactions in the ledger. That would show  
> you the future charges to the credit card. Alternatively, use a  
> custom cash flow forecast report to look ahead at the balance of the  
> account. Depending how many installments you have, these solutions  
> may not be very practical.

It is not clear to me whether the cost of what you purchased is  
actually being billed to the credit card in installments, or whether it  
was all billed at once, and you are just paying installments.  These  
would be handled in slightly different ways.

Is the problem that you wish to see the available balance on the credit  
card decreased by the entire purchase, not just the installments  
charged so far?  I can see this might be good to be sure you do not  
exceed your credit limit, but I'm not sure it would be easy in KMM,  
since the credit card has not actually been charged yet.  However, if  
this is the case, Dave's idea of seeing future transactions from the  
schedule either on the ledger or a custom report might provide what you  
want.

Jack