Plaid, have you heard of it?

[jvapr27 at gmail.com]

Thanks for checking it out! 

I did not look much into it. I saw it and thought, oh.. it must be
something new. I wonder if the KMY devs have heard of it? 

Figured I would send it to you all. 

thanks!

JV




-----Original Message-----
From: Thomas Baumgart <thb at net-bembel.de>
Reply-To: For KMyMoney development <kmymoney-devel at kde.org>
To: kmymoney-devel at kde.org
Subject: Re: Plaid, have you heard of it?
Date: Sun, 04 Apr 2021 08:55:37 +0200

Hi,

On Sonntag, 4. April 2021 04:40:49 CEST jvapr27 at gmail.com wrote:

> KMY devs, 
> 
> Have you all heard of this API named PLAID? 
> 
> https://getdivvy.com/blog/what-is-plaid/

No, and the real docs can be found on https://plaid.com

> seems apps like Robinhood and YouNeedABudget (KMY like app). Maybe it
> is something to look into? Another API to interfacing with banks? I
> am
> not sure if it free or not. Have not looked into it much. 

Two statements that are worth noting about this proxy service:

<quote>
From: https://plaid.com/eu/

Build on Plaid’s PSD2 platform to securely access clean, categorised
financial data. Whether you’re a fintech or a financial institution,
we’re here to help.
</quote>

Well, they're on the hunt for businesses, not FLOSS devs/users.


<quote>
>From https://plaid.com/how-it-works-for-consumers/

Plaid doesn’t charge you for our services

When you connect your financial accounts to an app like Venmo or Digit,
the app pays us a fee to enable that connection. We don’t charge you
for connecting your accounts.
</quote>

Information about the 'fee' can be found on https://plaid.com/pricing


So KMyMoney would have to pay? No way!


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