[Kmymoney] Monthly vs. yearly in budgets

[Thomas Baumgart]

Mikael,

want to take a look at a merge request I wrote a while back

https://invent.kde.org/office/kmymoney/-/merge_requests/171

and see if that is what you are looking for?

Regards

Thomas


-- 

Regards

Thomas Baumgart

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Why is it that all of the instruments seeking intelligent
life in the universe are pointing away from Earth?
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On Sonntag, 7. August 2022 12:55:04 CEST Mikael Kujanpää via KMyMoney wrote:

> Cristian Oneț kirjoitti 3.2.2012 10:20:
> > 2012/2/2 Mikael Kujanpää <mahead80 at nic.fi>:
> >> For example. Let's assume I have category for computer games, with 
> >> budgeted
> >> yearly amount of 500 euros. Let's assume I spent 50 euros in January, 
> >> so I
> >> would have budget report that says for January:
> >> 
> >>       Used  Budgeted
> >> Games   50      500
> >> 
> >> Then, in February I use 80 euros. In this point I think the budget 
> >> report
> >> should say for February:
> >> 
> >> 
> >>       Used  Budgeted
> >> Games   80      450
> >> 
> >> 
> >> In the beginning of the March the month report should look like:
> >> 
> >>       Used  Budgeted
> >> Games    0      370
> >> 
> >> 
> >> The yearly report should look like this, after February:
> >> 
> >>       Used  Budgeted
> >> Games  130      500
> >> 
> >> 
> >> What do you think, would this kind of usage make sense, or am I 
> >> thinking the
> >> budgets somehow wrong way?
> > 
> > As a KMyMoney user I have exactly the same problem with yearly
> > budgets. I remember that when I've first spotted this I've received
> > the same explanation that Jack gave to this thread. That's a good
> > description of *how the budget feature is implemented right now* but
> > that does not mean that it should remain the way it is.
> > 
> > What I'm trying to say is that I totally agree that yearly budgets
> > should work the way you've described above. I don't think that we have
> > the development time right now to do this but nevertheless you should
> > drop the above description as a wish at https://bugs.kde.org - produce
> > kmymoney4 so it won't be forgotten.
> 
> Ten years have passed since we were discussing this. Sadly, the state of 
> budgeting functionality have remained, and I haven't been able to use 
> the budgeting functionality at all although it occasionally crosses my 
> mind.
> 
> The workaround* presented in the thread -- at least in the way I 
> understood it -- would cause the otherwise excellent budget reports to 
> not display the actual transferred sums. Sure it would help with the 
> planning part though.
> 
> *) "As a workaround this I have several expense categories marked "(only 
> for budgeting)" and I assign the amounts needed for principal payment in 
> the budget for these categories but I never actually record a 
> transaction in these categories."
> 
> Today I started to think another kind of workaround. As suggested, I 
> create the expense categories that what I want to budget, e.g. "car loan 
> payments" and "house loan payments". But then, I have one more general 
> "Book keeping" expense category.
> 
> In budget view I assign the monthly sum of 123 for the "House loan 
> payments" category.
> 
> Now, to have the budget report to follow the loan payment expense 
> transactions, I create the loan payment transaction this way:
> 
> House loan (this is the actual liability account): 123 euros
> The interest: 10 euros
> House loan payments: 123 euros
> Book keeping category: -123 euros
> 
> (The interest category don't need this workaround, since it is already 
> an category and not an account.)
> 
> This way the sums in the ledger match and the amount used per month for 
> loans can be budgeted. Even the default reports that include every 
> income and expense categories continue to work, since the expense 
> category sums counter balance each other.
> 
> Within current limitations, this looks the best solution I could came 
> up. But I haven't followed all the discussions for the last 10 years in 
> this list, so if there are better solutions and / or my proposal has 
> some fatal flaws, I would be happy to hear it out. :)
> 
> Mikael
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