[Kmymoney] Fwd: Re: Forecasts in KMyMoney For Alvaro Soliverez Reply to Alvaro Soliverez

[Jack]

On 2014.07.16 15:32, Richard Boettger wrote:
> -------- Original Message --------
> Date: 	Mon, 14 Jul 2014 21:12:18 -0300
> From: 	Alvaro Soliverez <asoliverez at kde.org>
> To: 	Richard Boettger <crboettger at vif.com>
> 
> Hello Richard,
> For future reference, please write to kmymoney at kde.org, since you'll  
> get better input, and any answers are there for others to read and  
> learn from.
> 
> You can't do it with the forecast feature. Even if it uses history to  
> calculate it, it's not as linear as you need in this case. Schedules  
> is your best bet here. You should be able to make the imported  
> transaction match the local transaction entered with the scheduled.  
> However, I don't use the online account feature so someone else can  
> guide you better in this regard.
> 
> On Mon, Jul 14, 2014 at 5:29 PM, Richard Boettger  
> <crboettger at vif.com> wrote:
>> Hi, Alvaro,
>> 
>> I want to do a forecast for the payment of a credit debt.
>> 
>> The full amount owed is now $1,276.  I am making $180 payments  
>> monthly.
>> 
>> I could use a calculator to find out how many payments there will  
>> be, and, therefore, when I will have everything paid off.  But I  
>> want to see how much is left to pay at the end of each month.  And I  
>> want it to show up in the Home Forecast feature of KMyMoney.
>> 
>> I have 3 on-line bank accounts, 2 chequing and 1 credit.  I am  
>> making the monthly payments of $180 to the credit account from the  
>> one chequing account.
>> 
>> I am, however, downloading the transactions from all three bank  
>> accounts manually every month.
>> 
>> So, if I just did a scheduled transaction, there would be a  
>> duplication of the payments.
>> 
>> What I did as a temporary measure was make a copy of the entire  
>> KMyMoney file and then actually just do a scheduled transaction  
>> starting at June 2014 (the month with the $1,276 balance).  Then of  
>> course I mustn't download any more transactions manually in this  
>> second KMyMoney file.
>> 
>> But this means I've got 2 different KMyMoney files to look at.  I'd  
>> much rather have everything simplified and centralized in one  
>> KMyMoney file.
>> 
>> I tried to make sense of the "History" forecast.  I noticed it did  
>> seem to make some calculations from the June credit account.  
>> However, I have had some complications in my banking the last two  
>> months.  One of these was that I consolidated two other credit debts  
>> into my bank's credit account.  So there is the sum of these two  
>> large amounts now showing up in my June credit account.  In short,  
>> the History method of forecasting did not work with any of the  
>> settings I tried.
>> 
>> Is there a simple way to do this?  Some sort of symbolic way of  
>> making the forecast without affecting all my other figures, and then  
>> have the results show up in the Home, Forecast feature?
>> 
>> Thanks for whatever help you can give me.
>> 
>> Richard
> 
> THANKS, ALVARO, but I couldn't get this to work.  I couldn't seem to  
> have my VISA payment both as a scheduled transaction and from a  
> manual download from my online bank accounts.  I think I'll have to  
> give up on it.  But if anyone else at KMyMoney knows the answer, I  
> will be glad to hear from him.

I'm not sure what the problem is, as I've been doing something like  
this for several years.  I have a scheduled payment from checking  
account to credit card account.  (I don't think it should matter that  
my credit card balance is frequently changing, where your credit  
account should only decrease.)  My updates are online/OFX not manually  
downloaded and imported, but that should not matter either.  The  
downloaded transactions match the scheduled ones, so I do not get any  
duplications.  (I actually have this set up with both my credit card  
and my wife's, and it works fine for both.  The only issue I have is  
that the online downloads from the credit cards come in with the  
posting date, and I prefer to use the original transaction date, but I  
suspect that could turn into a religious argument.  However, it does  
mean that the download matches the scheduled transaction, even if they  
are a few days apart.

So - did this provide any information you did not know/expect, or is  
there something I'm not following?

Jack