[kmymoney] [Bug 494073] Interest Rate Field for Bank / Brokerage Accounts

[Brendan Coupe]

On 10/3/24 18:53, JAH via KMyMoney-devel wrote:
> https://bugs.kde.org/show_bug.cgi?id=494073
>
> --- Comment #2 from JAH <vanquestor at gmail.com> ---
> Thanks for the prompt reply!
>
> Yes indeed you can record the rate in the comments which is what I currently do
> but it's very messy for simple reports however such as a list of account
> details. You can't easily parse the rate from the rest of the notes
> (technically you could using special characters etc but hardly a newbie
> workaround) so a report must include all the notes (which may take up half the
> page with) just to detail the associated rate. Mixing it in with notes also
> precludes using the rate to calculate expected returns on fixed term accounts
> for example.
>
> I agree that you can't download it easily but it one of those useful facts that
> doesn't change so often you can't update it manually but it does vary (more
> often now) over time on savings accounts, credit card accounts and loans so
> it's useful to be able to quickly see and compare rates across accounts in a
> list.
>
> I thought an extra field on the account record would be a useful feature for
> many users and no so onerous to implement.
>
> You're quite right I should have stuck with the more precise account terms I
> used in the title rather than shorthand-ing them as "cash accounts".
>
> Thanks again for your "interest" ;-)
>
While I would never take the time to manually enter the interest rate 
for each account, I would definitely like to see it calculated each time 
interest is paid on a savings account. This is probably not going to 
happen anytime soon. Maybe it can be achieved by adding an "Interest 
Rate" report and some way to flag what you want reported. Maybe a check 
box in a the category that says "Include on interest rate reports". It 
could be tricky to calculate, especially for credit card accounts or 
investment accounts.

-- 
**
*Brendan Coupe*
*3 at Coupe7.com*