[kmymoney] [Bug 441857] Online Banking Setup

Dawid Wrobel me at dawidwrobel.com
Thu Sep 2 14:32:19 BST 2021 

> Does the American Express Savings site integrate with Mint or Quicken?

This is for their banking services, if I am not wrong. The Cards work
just fine for me:
- Quicken 2019
- Header Version 103

Note I am using the ofxbanking plugin for that, not kbanking.


On Thu, Sep 2, 2021 at 3:25 PM Brendan Coupe via KMyMoney-devel
<kmymoney-devel at kde.org> wrote:
>
> For Chase I'm using Quicken Windows 2008 and 103. I have a 32
> character Client UID that I think I generated myself (all HEX).
>
> In Linux try generating a random UID:  hexdump -n 16 -e '4/4 "%08X" 1
> "\n"' /dev/urandom
>
> I have not used my AmEx card in many years. Online banking used to
> work with it but I think it stopped working for me a while ago. I just
> tried mapping my account and it seemed to work. No matter what I do I
> get an error when I try to download my transactions. I could not find
> anything about "authorization mode".
>
> Searching the AmEx site I found this:
> ==========================================================
> Does the American Express Savings site integrate with Mint or Quicken?
>
> At this time, American Express Savings does not allow sites like
> Quicken or Mint to login on behalf of our customers. This protocol is
> in place to protect Savings customers’ personal information. Savings
> does allow you to download transactions so that you can import them
> into Quicken by following these easy steps:
>
> Log in to your American Express Savings account here
> Click the account that you want to download
> Click the "Download Transactions" link at the bottom of the
> Transaction History section
> Follow the prompts
>
>
> ----
> Brendan Coupe
> Delta, it's not just a crappy airline.
> If Bill Gates put microchips in the vaccine, you would
> have to go in for an update the second Tuesday of every month.
>
>
> ----
> Brendan Coupe
> Delta, it's not just a crappy airline.
> If Bill Gates put microchips in the vaccine, you would
> have to go in for an update the second Tuesday of every month.
>
>
> On Thu, Sep 2, 2021 at 5:46 AM Dawid Wróbel via KMyMoney-devel
> <kmymoney-devel at kde.org> wrote:
> >
> > https://bugs.kde.org/show_bug.cgi?id=441857
> >
> > --- Comment #3 from Dawid Wróbel <me at dawidwrobel.com> ---
> > I have the following working fine:
> > - Chase Bank (Credit Cards & Banking)
> > - AMEX (Credit Cards)
> >
> > IIRC, for Chase I had to enable "authorization mode" in my online
> > profile, which gives you a few minutes to initiate the connection. For
> > AMEX I think it was straightforward. In any case, I doubt I used any
> > information outside of what www.ofxhome.com users provided on its
> > forum.
> >
> > For Discover cards, they stopped supporting OFX a while ago and now
> > use Quicken's custom thing (Web Connect Express). Other commercial
> > software has the same issue:
> > https://www.iggsoftware.com/support/articles/ibank-5/discover-accounts-not-connecting-using-direct-download-ofx/
> > https://infinitekind.tenderapp.com/discussions/online-banking/14201-unable-to-download-discovercard-transactions#comment_47656311
> >
> > Relevant ofxhome thread:
> > http://www.ofxhome.com/ofxforum//viewtopic.php?id=49815
> >
> > On Thu, Sep 2, 2021 at 12:49 PM Hamdsa via KMyMoney-devel
> > <kmymoney-devel at kde.org> wrote:
> > >
> > > https://bugs.kde.org/show_bug.cgi?id=441857
> > >
> > > --- Comment #2 from Hamdsa <hamdsa at yahoo.com> ---
> > > (In reply to Brendan from comment #1)
> > > > Created attachment 141215 [details]
> > > > attachment-23447-0.html
> > > >
> > > > It would help to mention which banks you are having trouble with. I use
> > > > direct connect with Chase (Amazon) and Citi (Costco) credit cards. USAA
> > > > accounts worked until late last year when they made a significant change to
> > > > their system. GNUCash was able to get direct connect to work with USAA
> > > > again and I have been working with one of the KMM developers (Thomas
> > > > Baumgart) to get it to work with KMM. We've been able to get it to work in
> > > > the Master Branch but that branch is not ready for prime time yet. During
> > > > our testing, I could not get AqBanking to work even though that is what
> > > > works in GNUCash. Thomas was able to get ofximorter to work and I'm hopeful
> > > > his changes will make it to the 5.1 branch soon.
> > > >
> > > > There are some necessary steps required for some banks that are not
> > > > obvious, so it helps to know which banks are not working. For example, Citi
> > > > requires a Client ID that I generated randomly. USAA also requires a client
> > > > ID, but they generate it if you follow the correct steps.
> > > >
> > > > *----*
> > > > *Brendan Coupe*
> > > > *Delta, it's not just a crappy airline.*
> > > >
> > > > *If Bill Gates put microchips in the vaccine, you would *
> > > > *have to go in for an update the second Tuesday of every month.*
> > > >
> > > >
> > > > On Wed, Sep 1, 2021 at 4:13 AM Hamdsa via KMyMoney-devel <
> > > > kmymoney-devel at kde.org> wrote:
> > > >
> > > > > https://bugs.kde.org/show_bug.cgi?id=441857
> > > > >
> > > > >             Bug ID: 441857
> > > > >            Summary: Online Banking Setup
> > > > >            Product: kmymoney
> > > > >            Version: 5.1.2
> > > > >           Platform: Microsoft Windows
> > > > >                 OS: Microsoft Windows
> > > > >             Status: REPORTED
> > > > >           Severity: major
> > > > >           Priority: NOR
> > > > >          Component: onlinebanking
> > > > >           Assignee: kmymoney-devel at kde.org
> > > > >           Reporter: hamdsa at yahoo.com
> > > > >   Target Milestone: ---
> > > > >
> > > > > SUMMARY
> > > > > While Quicken, being a commercial product supported most of the
> > > > > institutions, I
> > > > > was still able to set up some accounts using GNUcash as well (Chase, AMEX
> > > > > etc.), but none of the accounts (banks, credit cards) seem to work in
> > > > > KMyMoney,
> > > > > even though I tried to replicate the same settings for online connections
> > > > > as
> > > > > GNUcash.
> > > > > Does this online automatic downlaod feature work with US banks or the only
> > > > > option is to manually import the QIF/OFX files?
> > > > > Thanks.
> > > > >
> > > > > STEPS TO REPRODUCE
> > > > > 1.
> > > > > 2.
> > > > > 3.
> > > > >
> > > > > OBSERVED RESULT
> > > > > Get the message no suitable accounts to add, for both credit card and bank
> > > > > accounts
> > > > >
> > > > > EXPECTED RESULT
> > > > > Online downloads
> > > > >
> > > > > I'm running 5.1.2 version on Windows 10 Pro
> > > > >
> > > > > SOFTWARE/OS VERSIONS
> > > > > Windows:
> > > > > macOS:
> > > > > Linux/KDE Plasma:
> > > > > (available in About System)
> > > > > KDE Plasma Version:
> > > > > KDE Frameworks Version:
> > > > > Qt Version:
> > > > >
> > > > > ADDITIONAL INFORMATION
> > > > >
> > > > > --
> > > > > You are receiving this mail because:
> > > > > You are the assignee for the bug.
> > >
> > > So far I have tried the following institutions, none of them worked in
> > > KMyMoney.
> > > Chase Bank (Credit Cards & Banking)
> > > AMEX (Credit Cards)
> > > Discover (Credit Cards)
> > > All of them worked in Quicken 2020 (and prior versions too). Chase also worked
> > > in GNUCash.
> > > I have tried using the default settings, as well as changing the Header
> > > settings to v. 103 as suggested in some online posts, and changing the quicken
> > > simulation version to different values. I also tried to replicate the Chase
> > > settings, using manual option in online setup, that didn't work either.
> > > I'm using UUID v4 using generator here: https://www.uuidtools.com/generate/v4
> > > Would be happy to do more testing if there are other suggestions to try other
> > > config.
> > >
> > > All connections attempts have similar outcome
> > > During setup, it displays Does not support online banking at bottom screen
> > > After connection, it displays error No suitable accounts were found at this
> > > bank.
> > >
> > > You mentioned you are using Direct Connect with Chase, mind sharing what
> > > connection options are you using. I'm on a stable version 5.1.2 as I had
> > > multiple issues with the master branch with my data migration from quicken.
> > >
> > > --
> > > You are receiving this mail because:
> > > You are the assignee for the bug.
> >
> > --
> > You are receiving this mail because:
> > You are the assignee for the bug.

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