[kmymoney] [Bug 441857] Online Banking Setup

[Dawid Wróbel]

https://bugs.kde.org/show_bug.cgi?id=441857

--- Comment #3 from Dawid Wróbel <me at dawidwrobel.com> ---
I have the following working fine:
- Chase Bank (Credit Cards & Banking)
- AMEX (Credit Cards)

IIRC, for Chase I had to enable "authorization mode" in my online
profile, which gives you a few minutes to initiate the connection. For
AMEX I think it was straightforward. In any case, I doubt I used any
information outside of what www.ofxhome.com users provided on its
forum.

For Discover cards, they stopped supporting OFX a while ago and now
use Quicken's custom thing (Web Connect Express). Other commercial
software has the same issue:
https://www.iggsoftware.com/support/articles/ibank-5/discover-accounts-not-connecting-using-direct-download-ofx/
https://infinitekind.tenderapp.com/discussions/online-banking/14201-unable-to-download-discovercard-transactions#comment_47656311

Relevant ofxhome thread:
http://www.ofxhome.com/ofxforum//viewtopic.php?id=49815

On Thu, Sep 2, 2021 at 12:49 PM Hamdsa via KMyMoney-devel
<kmymoney-devel at kde.org> wrote:
>
> https://bugs.kde.org/show_bug.cgi?id=441857
>
> --- Comment #2 from Hamdsa <hamdsa at yahoo.com> ---
> (In reply to Brendan from comment #1)
> > Created attachment 141215 [details]
> > attachment-23447-0.html
> >
> > It would help to mention which banks you are having trouble with. I use
> > direct connect with Chase (Amazon) and Citi (Costco) credit cards. USAA
> > accounts worked until late last year when they made a significant change to
> > their system. GNUCash was able to get direct connect to work with USAA
> > again and I have been working with one of the KMM developers (Thomas
> > Baumgart) to get it to work with KMM. We've been able to get it to work in
> > the Master Branch but that branch is not ready for prime time yet. During
> > our testing, I could not get AqBanking to work even though that is what
> > works in GNUCash. Thomas was able to get ofximorter to work and I'm hopeful
> > his changes will make it to the 5.1 branch soon.
> >
> > There are some necessary steps required for some banks that are not
> > obvious, so it helps to know which banks are not working. For example, Citi
> > requires a Client ID that I generated randomly. USAA also requires a client
> > ID, but they generate it if you follow the correct steps.
> >
> > *----*
> > *Brendan Coupe*
> > *Delta, it's not just a crappy airline.*
> >
> > *If Bill Gates put microchips in the vaccine, you would *
> > *have to go in for an update the second Tuesday of every month.*
> >
> >
> > On Wed, Sep 1, 2021 at 4:13 AM Hamdsa via KMyMoney-devel <
> > kmymoney-devel at kde.org> wrote:
> >
> > > https://bugs.kde.org/show_bug.cgi?id=441857
> > >
> > >             Bug ID: 441857
> > >            Summary: Online Banking Setup
> > >            Product: kmymoney
> > >            Version: 5.1.2
> > >           Platform: Microsoft Windows
> > >                 OS: Microsoft Windows
> > >             Status: REPORTED
> > >           Severity: major
> > >           Priority: NOR
> > >          Component: onlinebanking
> > >           Assignee: kmymoney-devel at kde.org
> > >           Reporter: hamdsa at yahoo.com
> > >   Target Milestone: ---
> > >
> > > SUMMARY
> > > While Quicken, being a commercial product supported most of the
> > > institutions, I
> > > was still able to set up some accounts using GNUcash as well (Chase, AMEX
> > > etc.), but none of the accounts (banks, credit cards) seem to work in
> > > KMyMoney,
> > > even though I tried to replicate the same settings for online connections
> > > as
> > > GNUcash.
> > > Does this online automatic downlaod feature work with US banks or the only
> > > option is to manually import the QIF/OFX files?
> > > Thanks.
> > >
> > > STEPS TO REPRODUCE
> > > 1.
> > > 2.
> > > 3.
> > >
> > > OBSERVED RESULT
> > > Get the message no suitable accounts to add, for both credit card and bank
> > > accounts
> > >
> > > EXPECTED RESULT
> > > Online downloads
> > >
> > > I'm running 5.1.2 version on Windows 10 Pro
> > >
> > > SOFTWARE/OS VERSIONS
> > > Windows:
> > > macOS:
> > > Linux/KDE Plasma:
> > > (available in About System)
> > > KDE Plasma Version:
> > > KDE Frameworks Version:
> > > Qt Version:
> > >
> > > ADDITIONAL INFORMATION
> > >
> > > --
> > > You are receiving this mail because:
> > > You are the assignee for the bug.
>
> So far I have tried the following institutions, none of them worked in
> KMyMoney.
> Chase Bank (Credit Cards & Banking)
> AMEX (Credit Cards)
> Discover (Credit Cards)
> All of them worked in Quicken 2020 (and prior versions too). Chase also worked
> in GNUCash.
> I have tried using the default settings, as well as changing the Header
> settings to v. 103 as suggested in some online posts, and changing the quicken
> simulation version to different values. I also tried to replicate the Chase
> settings, using manual option in online setup, that didn't work either.
> I'm using UUID v4 using generator here: https://www.uuidtools.com/generate/v4
> Would be happy to do more testing if there are other suggestions to try other
> config.
>
> All connections attempts have similar outcome
> During setup, it displays Does not support online banking at bottom screen
> After connection, it displays error No suitable accounts were found at this
> bank.
>
> You mentioned you are using Direct Connect with Chase, mind sharing what
> connection options are you using. I'm on a stable version 5.1.2 as I had
> multiple issues with the master branch with my data migration from quicken.
>
> --
> You are receiving this mail because:
> You are the assignee for the bug.

-- 
You are receiving this mail because:
You are the assignee for the bug.