[kmymoney] [Bug 444089] New loan account without existing payments has no opening balance

[bugzilla_noreply at kde.org]

https://bugs.kde.org/show_bug.cgi?id=444089

--- Comment #2 from greywolver at gmail.com ---
(In reply to Thomas Baumgart from comment #1)
> Reason: if you select to track all transactions then the initial payout
> transaction is one of them. If you suppress to generate this in the course
> of setting up the loan account then no transactions will be in the loan
> account.

I think I get it now, but let me check my understanding. 

By default, I need to put in the payment of where the loan is going to (in my
case, student loans). The "Did you make/receive any payments yet?" option plus
the "this year" option are an ease-of-use tool in case the loans has been
around for a while and I don't want to put in all previous payments?

I'm still very new to this double-entry bookkeeping stuff.

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