[kmymoney] [Bug 443551] Default reconciliation state not used for new entries

[jesse]

https://bugs.kde.org/show_bug.cgi?id=443551

jesse <jvapr27 at yahoo.com> changed:

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                 CC|                            |jvapr27 at yahoo.com

--- Comment #4 from jesse <jvapr27 at yahoo.com> ---
On the surface, I do not think we should allow transactions to be automatically
entered as reconciled. However, let us consider what reconciliation was
intended for. 

My understanding, it was intended to say that the user has compared the ledger
in the program to their bank statements and accepts them as being in sync. Now,
in 2021, when many people, not all, import transactions from a download
provided by the institution, would we still reconcile? It almost seems like
that step is no longer necessary. Back in the day when check writing was very
normal still, it may have made sense. 

Maybe not now?

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