Plaid, have you heard of it?

[J. Varela]

Hi Chris,

No. I don't think I would. Thanks for looking at this. Originally, I jumped
the gun and thought this was nothing more than an API. I did not realize
you would have to pay for it nor supply it with credentials to your banking
institutions.

I would say you should ignore this idea.

Thanks again for checking it out.

JV

On Sat, Apr 24, 2021 at 10:25 PM Chris <DeveloperChris at rebel.com.au> wrote:

> This looks like an 3rd party api to access various banks and institutions.
>
> By its very nature you have to divulge your financial credentials to this
> 3rd party. Even if they are the most honest organisation to ever exist,
> would you do that?
>
> Chris
>
> On 5/04/2021 3:42 am, jvapr27 at gmail.com wrote:
> > Thanks for checking it out!
> >
> > I did not look much into it. I saw it and thought, oh.. it must be
> > something new. I wonder if the KMY devs have heard of it?
> >
> > Figured I would send it to you all.
> >
> > thanks!
> >
> > JV
> >
> >
> >
> >
> > -----Original Message-----
> > *From*: Thomas Baumgart <thb at net-bembel.de
> > <mailto:Thomas%20Baumgart%20%3cthb at net-bembel.de%3e>>
> > *Reply-To*: For KMyMoney development <kmymoney-devel at kde.org
> > <mailto:For%20KMyMoney%20development%20%3ckmymoney-devel at kde.org%3e>>
> > *To*: kmymoney-devel at kde.org <mailto:kmymoney-devel at kde.org>
> > *Subject*: Re: Plaid, have you heard of it?
> > *Date*: Sun, 04 Apr 2021 08:55:37 +0200
> >
> > Hi,
> >
> > On Sonntag, 4. April 2021 04:40:49 CEST jvapr27 at gmail.com
> > <mailto:jvapr27 at gmail.com> wrote:
> >
> >> KMY devs,
> >>
> >> Have you all heard of this API named PLAID?
> >>
> >> https://getdivvy.com/blog/what-is-plaid/
> >> <https://getdivvy.com/blog/what-is-plaid/>
> >
> > No, and the real docs can be found on https://plaid.com <
> https://plaid.com>
> >
> >> seems apps like Robinhood and YouNeedABudget (KMY like app). Maybe it
> >> is something to look into? Another API to interfacing with banks? I am
> >> not sure if it free or not. Have not looked into it much.
> >
> > Two statements that are worth noting about this proxy service:
> >
> > <quote>
> > From: https://plaid.com/eu/ <https://plaid.com/eu/>
> >
> > Build on Plaid’s PSD2 platform to securely access clean, categorised
> > financial data. Whether you’re a fintech or a financial institution,
> > we’re here to help.
> > </quote>
> >
> > Well, they're on the hunt for businesses, not FLOSS devs/users.
> >
> >
> > <quote>
> > From https://plaid.com/how-it-works-for-consumers/
> > <https://plaid.com/how-it-works-for-consumers/>
> >
> > Plaid doesn’t charge you for our services
> >
> > When you connect your financial accounts to an app like Venmo or Digit,
> > the app pays us a fee to enable that connection. We don’t charge you
> > for connecting your accounts.
> > </quote>
> >
> > Information about the 'fee' can be found on https://plaid.com/pricing
> > <https://plaid.com/pricing>
> >
> >
> > So KMyMoney would have to pay? No way!
> >
> >
>
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