[kmymoney] [Bug 406131] Loan balance reused when changing loan settings

bugzilla_noreply at kde.org bugzilla_noreply at kde.org
Wed Apr 3 01:28:59 BST 2019


https://bugs.kde.org/show_bug.cgi?id=406131

--- Comment #4 from lp.allard.1 at gmail.com ---
Seems like I wasn't doing anything wrong but I asked because 5 years ago I did
renew my mortgage term (so did exactly the same as Im trying to do now) and
somehow I made it work back then, but again, I didnt manually reduce the
remaining payments left (amortization).

I wonder, if KMM is not meant to handle this kind of situation, why in the
"Edit Account > Modify Other loan information" KMM let me change the number of
payments?  Is it assumed that the number entered there is the number of
payments from inception to full payoff?  If so, this is incoherent. The loan
has obviously been processed to an extent, so KMM should detect this and there
on assume this is from NOW until full payment.

Now the real question is: if I create a new schedule to simulate what the loan
wizard would normally do, how will KMM compute interests and interest payments
and properly calculate residual balance of the loan?  If I create a manual
schedule, and lets say enter $300 as payment on the capital, and $80 of
interests, this will be the same from first payment until the last, which is
NOT the case with an interest loan.

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