Encryption query

[aga]

The last couple of times I've saved my file, I've received a warning
about the dire consequences of possible data loss if I were to lose my
password.

I've looked in KMM settings and encryption is off.  I checked ccmake and
couldn't see an option for encryption, but in the summary, KDE PIM
encryotion is shown as enabled.

Do I have a problem?  Can I disable encryption?  How?

Allan