[Kmymoney-devel] Limits Warning Problem

[Robert Blackwell]

Cristian, I believe I have figured out the issue.

There are a number of Scheduled Transactions, some payments and some 
deposits, in my KMyMoney file. I like to keep track of upcoming 
transactions and have set the "Number of days to preview scheduled 
transactions in ledger" to 14. Using this setting, any scheduled 
transactions that occur within the next 14 days are shown in the 
associated ledger. When each future ledger line is viewed one sees, 
depending on the transaction type, either a Payment or Deposit and a 
balance reflective of the change the line item would bring. In addition 
to this I often enter scheduled transactions a few weeks in advance of 
their due date. For example: I have a scheduled transaction for a credit 
card payment. The statement is often received mid month with payment due 
the following month. I'm one who like s to get these things out of the 
way as soon as they arrive so I'll often head to my banks website as 
soon as I receive the statement and schedule a Post-dated payment for 
the following month. Here's where I believe the problem comes in.

Let's assume its September 28th and the actual balance in my account is 
$5,500. With KMyMoney set to preview scheduled transactions in the 
ledger, any scheduled transactions that occur within the next 14 days 
are listed. Also listed are any post-dated transactions, such as the 
above noted credit card payment that will occur on October 10th. If a 
deposit of $3,500 is scheduled to be made September 30th, a balance of 
$9,000 would be shown next to this transaction. If the above noted 
credit card payment is $1,500 then the balance listed next to the credit 
card entry would be $7,500. Using this view and as long as the deposit 
occurs as scheduled, there are sufficient funds to cover the credit card 
payment. What I've discovered though is that KMyMoney does not account 
for "future scheduled transactions" in the alert calculation. If "Number 
of days to preview scheduled transactions in ledger" to 0, the final 
balance on the account, including the post-dated credit card payment 
would be $4,000. This of course is below the limit set and of course 
reflects the true state of the account.

Currently KMyMoney does not consider future scheduled transactions in 
its Alert calculations. If one does not use ""Number of days to preview 
scheduled transactions in ledger" then I can see how this approach is 
appropriate. Under the circumstances I've described, which is setting 
the "Number of days to preview scheduled transactions in ledger" to a 
value greater than 0 then shouldn't KMyMoney consider this in its Alert 
calculation and warn users accordingly?

I copied this reply to the forum so others would see the my findings and 
be able to comment accordingly.


___________________________

Robert Blackwell

üPlease consider the environment before printing this email

Blackwell Gallery
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