[Kmymoney-devel] [kmymoney4] [Bug 330952] New: Incorrect interest value in a loan account

ticengo jacquesd.geo at yahoo.com
Sun Feb 9 13:21:52 UTC 2014


https://bugs.kde.org/show_bug.cgi?id=330952

            Bug ID: 330952
           Summary: Incorrect interest value in a loan account
    Classification: Unclassified
           Product: kmymoney4
           Version: 4.6.3
          Platform: unspecified
                OS: MS Windows
            Status: UNCONFIRMED
          Severity: normal
          Priority: NOR
         Component: general
          Assignee: kmymoney-devel at kde.org
          Reporter: jacquesd.geo at yahoo.com

I am a new user and I didn’t find something about this problem in the faq.

In a loan account, as an example, for an amount of 58000€ at 3.83% interest
fixe rate with 37 month to the term, the payment must be, for the first month,
about 1530€ for the principal and 160€ for interests. The total payment
(principal + interest) is about 1690€.

Kmm find the right rate interest and the right total payment. But, when I go to
see the associate created schedule transaction, in the split transaction data,
interests are about 6€.

So it’s wrong.

I tried to enter some transactions to see when the loan finished to be paid (so
before the 37 months). After 18 transactions, a strange increase transaction is
added instead of the payment transaction. 
I search in the faq, on internet etc … I find nothing about this and I don’t
know what I am doing wrong. I know how to use this type of account, because I
used msmoney since a long time … I come to kmm some weeks ago.
Can you help me to understand what it is wrong please ?
I don't know how, but i can send you some images of this problem.

Reproducible: Always

Steps to Reproduce:
1. Create a loan account
2. Go to the schedule transation associate with this account
3. clic on split transaction
4. see interests -> not good values
Actual Results:  
So, the balance of a loan account is not correct bacause interest are not right

Expected Results:  
The good principal and interest values for a loan account

I don't know how, but i can send you some images of this problem.

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