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</o:shapelayout></xml><![endif]--></head><body lang=EN-GB link=blue vlink=purple><div class=WordSection1><p class=MsoNormal>Hi, I thought I would share a technique I’ve been using in Money for years now, it works for loans to my children and I use the same approach for my reimbursable business expenses. The advantage is that I still have a record of the purchase in the store, against the correct category but allows me to track and report to my children how much they owe. I have also added a suggested approach for GnuCash, which to be honest is in many respects easier to follow.<o:p></o:p></p><p class=MsoNormal>My question to the group is how do I reproduce the same in KMyMoney?<o:p></o:p></p><p class=MsoNormal><b>In MS-Money<o:p></o:p></b></p><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=380 style='width:285.0pt;margin-left:4.65pt;border-collapse:collapse'><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><b><span style='color:black;mso-fareast-language:EN-GB'>Purhcase<o:p></o:p></span></b></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Account:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Visa<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Category:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Computer<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Sub-Category:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Game<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Class:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Children<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Sub-Class:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Child1<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Value: (Debit)<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal align=right style='margin-bottom:0cm;margin-bottom:.0001pt;text-align:right;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>£20.00<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=380 nowrap colspan=5 valign=bottom style='width:285.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><b><i><span style='color:black;mso-fareast-language:EN-GB'>If run a report at this point I can see that Child1 owes me £20<o:p></o:p></span></i></b></p></td></tr><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><b><span style='color:black;mso-fareast-language:EN-GB'>Loan Payment<o:p></o:p></span></b></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Account:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Cash<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Category:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Computer<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Sub-Category:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Game<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Class:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Children<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Sub-Class:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Child1<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=119 nowrap valign=bottom style='width:89.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Value: (Credit)<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal align=right style='margin-bottom:0cm;margin-bottom:.0001pt;text-align:right;line-height:normal'><span style='color:red;mso-fareast-language:EN-GB'>-£20.00</span><span style='color:black;mso-fareast-language:EN-GB'><o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=380 nowrap colspan=5 valign=bottom style='width:285.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><b><i><span style='color:black;mso-fareast-language:EN-GB'>If run the same report now I can see that Child1 owes me £0<o:p></o:p></span></i></b></p></td></tr></table><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>What often happens is ‘Dad will you pay half?’ all I do here is add the Visa debit transaction as a split for £10 each and only put the sub-class against half. Like this;<o:p></o:p></p><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=385 style='width:289.0pt;margin-left:4.65pt;border-collapse:collapse'><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><b><span style='color:black;mso-fareast-language:EN-GB'>Purhcase<o:p></o:p></span></b></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Account:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Visa<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Visa<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Category:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Computer<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Computer<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Sub-Category:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Game<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Game<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Class:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Children<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Sub-Class:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Child1<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Value: (Debit)<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal align=right style='margin-bottom:0cm;margin-bottom:.0001pt;text-align:right;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>£10.00<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal align=right style='margin-bottom:0cm;margin-bottom:.0001pt;text-align:right;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>£10.00<o:p></o:p></span></p></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=385 nowrap colspan=5 valign=bottom style='width:289.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><b><i><span style='color:black;mso-fareast-language:EN-GB'>If run a report at this point I can see that Child1 owes me £10<o:p></o:p></span></i></b></p></td></tr><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><b><span style='color:black;mso-fareast-language:EN-GB'>Loan Payment<o:p></o:p></span></b></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Account:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Cash<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Category:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Computer<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Sub-Category:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Game<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Class:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Children<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Sub-Class:<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Child1<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=104 nowrap valign=bottom style='width:78.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Value: (Credit)<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal align=right style='margin-bottom:0cm;margin-bottom:.0001pt;text-align:right;line-height:normal'><span style='color:red;mso-fareast-language:EN-GB'>-£10.00</span><span style='color:black;mso-fareast-language:EN-GB'><o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=64 nowrap valign=bottom style='width:48.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=79 nowrap valign=bottom style='width:59.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=385 nowrap colspan=5 valign=bottom style='width:289.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><b><i><span style='color:black;mso-fareast-language:EN-GB'>If run the same report now I can see that Child1 owes me £0<o:p></o:p></span></i></b></p></td></tr></table><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>I have been researching GnuCash which does not use any form of class, but as it does not use category’s either it seems the best approach to keep the double-entry honest is to the following which leaves me owing £20 on my credit card, but have the £20 in cash to pay it. I can also see that I purchased the game and I can see by running a report after Transaction 2 that my child owes my £20 until they pay up as Transaction 3.<o:p></o:p></p><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=243 style='width:182.0pt;margin-left:4.65pt;border-collapse:collapse'><tr style='height:15.0pt'><td width=173 nowrap valign=bottom style='width:130.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><b><span style='color:black;mso-fareast-language:EN-GB'>Transaction1<o:p></o:p></span></b></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=173 nowrap valign=bottom style='width:130.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Credit Card<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal align=right style='margin-bottom:0cm;margin-bottom:.0001pt;text-align:right;line-height:normal'><span style='color:red;mso-fareast-language:EN-GB'>-£20.00</span><span style='color:black;mso-fareast-language:EN-GB'><o:p></o:p></span></p></td></tr><tr style='height:15.0pt'><td width=173 nowrap valign=bottom style='width:130.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Expense:Computer:Game<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal align=right style='margin-bottom:0cm;margin-bottom:.0001pt;text-align:right;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>£20.00<o:p></o:p></span></p></td></tr><tr style='height:15.0pt'><td width=173 nowrap valign=bottom style='width:130.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=173 nowrap valign=bottom style='width:130.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><b><span style='color:black;mso-fareast-language:EN-GB'>Transaction2<o:p></o:p></span></b></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=173 nowrap valign=bottom style='width:130.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Asset:Child:Child1<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal align=right style='margin-bottom:0cm;margin-bottom:.0001pt;text-align:right;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>£20.00<o:p></o:p></span></p></td></tr><tr style='height:15.0pt'><td width=173 nowrap valign=bottom style='width:130.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Expense:Computer:Game<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal align=right style='margin-bottom:0cm;margin-bottom:.0001pt;text-align:right;line-height:normal'><span style='color:red;mso-fareast-language:EN-GB'>-£20.00</span><span style='color:black;mso-fareast-language:EN-GB'><o:p></o:p></span></p></td></tr><tr style='height:15.0pt'><td width=173 nowrap valign=bottom style='width:130.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=173 nowrap valign=bottom style='width:130.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><b><span style='color:black;mso-fareast-language:EN-GB'>Transaction3<o:p></o:p></span></b></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'></td></tr><tr style='height:15.0pt'><td width=173 nowrap valign=bottom style='width:130.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Asset:Child:Child1<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal align=right style='margin-bottom:0cm;margin-bottom:.0001pt;text-align:right;line-height:normal'><span style='color:red;mso-fareast-language:EN-GB'>-£20.00</span><span style='color:black;mso-fareast-language:EN-GB'><o:p></o:p></span></p></td></tr><tr style='height:15.0pt'><td width=173 nowrap valign=bottom style='width:130.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal style='margin-bottom:0cm;margin-bottom:.0001pt;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>Cash Account<o:p></o:p></span></p></td><td width=69 nowrap valign=bottom style='width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt'><p class=MsoNormal align=right style='margin-bottom:0cm;margin-bottom:.0001pt;text-align:right;line-height:normal'><span style='color:black;mso-fareast-language:EN-GB'>£20.00<o:p></o:p></span></p></td></tr></table><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>