mapping accounts

[Jack]

On 2020.12.16 09:34, Aaron Mehl wrote:
> I am trying to map an account.I see two options:Kbanking doen't list  
> banks. I see the routing number and account number for my bank. The  
> online accounts window is empty. What do I need to do to get this  
> working?
> I next tried  oxfimporter. My bank wasn't listed so I choose manual.  
> It asks me for org, fid and url, but I have no idea what I am  
> supposed to enter into these fields.
> Any help would be most appreciated,Aaron
Expanding and repeating to the list some info sent by private email, to  
make available for searching.

First, I suggest thinking of online mapping an account as a special  
subset of importing transactions, even though it's not completely  
accurate.  File imports can handle multiple file types, but online  
import is essentially OFX.  However, there are two overall frameworks  
for online access to account information:  KBanking (aqbanking) and OFX  
direct connect.  A user is likely to need only one of these, and which  
one depends on what your institutions support.  KBanking is of us  
primarily in europe, and direct connect/OFX in the US. (I simply don't  
recall much discussion relative to other geographic areas.)  KBanking  
also handles actions other than simple download of transactions, but I  
only use libofx, sp that's all I can say about KBanking without  
guessing.

At least for libofx, if the automatic mapping does not find your  
institution, it is most likely that your institution simply doesn't  
support direct connect.  The ability to manually enter those fields is  
for the rare cases where the institution does support download, but  
does not publish that info in a way that the usual channels find it.   
On rare occasion - the bank will actually give a customer those  
numbers, but usually not.  In that case, a web search MIGHT find them.   
Further discussion about this topic can get philosophical and  
political, but based on my personal experience and some discussions on  
this list, banks don't do their own OFX support, they buy it from  
someone else, and to keep costs down, they say they only support  
Quicken, for example.  If you have a problem, they direct you to call  
intuit.  They often explicitly say they don't support anything else,  
and you are often lucky if they will talk to you at all, and are even  
luckier if they are actually able to help you.

For example, many banks do not provide adequate error messages when  
they can't complete an OFX request, and only say that an invalid user  
name and/or password was used.  They often wont tell you which versions  
of Quicken they support, so you may have to guess and try different  
values when attempting to map the account.  They also won't generally  
tell you whether the ClientUID is required, so you may have to guess  
and try with and without.

To your specific questions:  when you say you see the routing and  
account number - where do you see them?  If you entered them when  
creating the account, and see them in a KBanking window, it's probably  
just because it found them in the KMM info for the account.  I doubt  
very much they will help in finding the correct mapping information for  
the institution.

I'll expand further, if I think of anything else to add.

Jack