<div dir="ltr"><div dir="ltr">On Fri, Oct 7, 2022 at 4:27 AM Brendan Coupe via KMyMoney-devel <<a href="mailto:kmymoney-devel@kde.org">kmymoney-devel@kde.org</a>> wrote:<br></div><div class="gmail_quote"><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left-width:1px;border-left-style:solid;border-left-color:rgb(204,204,204);padding-left:1ex">
  

    
  
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    <p><font face="Tahoma">My Chase credit card no longer works with
        Direct Connect (ofx in the US).</font></p>
    <p><font face="Tahoma">I found the following link that explained why
        it stopped working this week:</font></p></div></blockquote><div>Well, that sucks, but it's been happening for other banks since a while, so we kind of had it coming...</div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left-width:1px;border-left-style:solid;border-left-color:rgb(204,204,204);padding-left:1ex"><div bgcolor="#FFFFFF">
    <p><font face="Tahoma"><a href="https://www.banktivity.com/support/articles/banktivity-7/ofx-direct-connect-will-no-longer-be-supported-by-chase-as-of-october-6th-2022/" target="_blank">https://www.banktivity.com/support/articles/banktivity-7/ofx-direct-connect-will-no-longer-be-supported-by-chase-as-of-october-6th-2022/</a></font></p>
    <p><font face="Tahoma">Is KMM going to support Open Banking?</font></p></div></blockquote><div>No. None of the apps, be it open or closed sourced, actually *support* Open Banking. Any such app uses 3rd party interfaces, which are authorized by the banks themselves to use their Open Banking APIs. </div><div>Per <a href="https://www.banktivity.com/support/articles/banktivity-for-mac/what-is-open-banking/">https://www.banktivity.com/support/articles/banktivity-for-mac/what-is-open-banking/</a>: </div><div>"Yodlee in the US and Saltedge in the UK/EU, will download transactions from your bank using an API (application programming interface)."<br></div><div><br></div><div>Applications themselves cannot be authorized — explicit business entities can, only, which are issued signing certificates. Hence Yodlee and Saltedge. The problem with those is that information about your transactions is passed through those 3rd parties, so forget about your privacy. </div><div><br></div><div>This was previously discussed, with hypothetical solutions, see: <a href="https://invent.kde.org/office/kmymoney/-/issues/21">https://invent.kde.org/office/kmymoney/-/issues/21</a></div></div><div><br></div>-- <br><div dir="ltr" class="gmail_signature"><div dir="ltr">Best Regards,<div>Dawid Wrobel</div></div></div></div>